Lease to Purchase

The Sault Tribe Housing Authority Lease to Purchase Program is leasing with the option to purchase and is designed to meet a goal of Homeownership for low-income Tribal families. This program is designed to have the home paid off in 15 to 30 years. Payments are based on the value of the home and include an Administration Fee. Lease to Purchase homes are located in Kincheloe, Sault Ste. Marie, St. Ignace and Newberry.

Selection Criteria:

When a home is available, all of the completed applications are reviewed. The following criteria is used to determine selection.

  • Must be a member of a Federally Recognized Tribe to lease land.
  • Acceptable credit history
  • Acceptable landlord references with satisfactory payment history
  • Satisfactory criminal history report
  • Income eligibility
A financial assessment will also need to be completed for all applicants as a component of determining eligibility.


Total household income shall not exceed NAHASDA guidelines at time of admission to program. These guidelines are posted in the housing offices as they are updated annually by the Federal Government.


Total household assets shall not exceed $25,000 for non-elderly family and $70,000 for an elderly family. Assets include, but not limited to, cash in checking or savings accounts, stocks, bonds, equity in property or real estate. A down payment is not required. 

Click here for application!

For more information regarding this program, please call the Homeownership Department.